70 Years in
the Making

Bluespring’s River Valley region brings together three firms: Ritter Daniher Financial Advisory, Joule Financial, and Hickory Asset Management, each with deep roots and loyal clients. Together, we’ve built something new that carries forward what made each firm special: strong relationships, steady guidance, and a focus on helping people make confident financial decisions.

Team Members
Across 3 Offices

Assets Under
Management*

$ 0 B

Years of Legacy
Firm History

0 +

*as of 7/1/26

Backed by Foresight, Built on Relationships

For nearly 70 combined years, we’ve helped families, business owners, and retirees make sense of their wealth and the choices that come with it. We believe good advice starts with listening and grows through trust. Every plan we build reflects the people behind it and the life they want to live.

Regional Roots

We’re proud to call the communities we serve home. You’ll find our team down the street, showing up, staying connected, and keeping your goals front and center.

National Strength

As part of the Bluespring Wealth national platform, our clients gain access to the reach and resources of a larger firm — while keeping the relationships, care, and consistency that only come from a local team.

WHAT WE DO

Full-Spectrum Financial Planning Services

Wealth & Investment Management

We help you grow and protect your wealth with a plan that fits your goals and your life.

Retirement & Transition Planning

Turn years of saving into a plan that helps support the next stage of your life.

Tax & Legacy Planning

Reduce tax impact and shape a legacy that reflects what matters most to you.

Retirees & Pre-Retirees

Turn your savings into a plan that helps support the life you’ve worked hard to build.

Business Owners & Entrepreneurs

Bring structure to your finances so the business you built keeps working for you.

Multigenerational Families

Align your goals and values to create a legacy that lasts across generations.

Female Heads of Household

Build clarity and confidence around your finances, no matter what life brings.

WHO WE SERVE

Guidance that grows with you

We work with people and families who want to feel confident about their next chapter. Whether you’re planning for retirement, running a business, supporting loved ones, or managing wealth on your own, our goal is the same: to help you make clear, informed decisions that can bring peace of mind today and strength for tomorrow.

Insights to help you plan with clarity and confidence.

Team collaboration in a modern office setting with computers and diverse employees working together.

Financial Planning

Maximizing Your Employee Benefits

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Financial Planning

Building a Strong Financial Future for New Graduates

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Tax & Retirement

Tax Time is Prime Time for Fraudsters

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Real relationships. Thoughtful planning. Confident steps forward.

We believe good planning starts with good conversation. We take the time to listen, simplify the complex, and help you make decisions that feel right for where you are today, and where you want to go next.

70 Years in
the Making